Dispute Your Medical Bill

How It Works

Three Steps to Dispute Your Bill

No lawyers. No phone calls. Just fill, send, and save.

Pick Your Billing Situation

Select what happened — overcharge, duplicate, collections, or more. We'll recommend the right kit.

Fill In Your Details

Enter your name, provider info, and account number. The letters auto-populate with your data instantly.

Download & Send

Print or email the letters directly to the billing department. Most patients see results in 30 days.

What's Your Situation?

Pick Your Billing Issue — We'll Guide You

Select the situation that best describes your bill. We'll recommend the right dispute kit and show you exactly which letters you'll get.

Get Your Kit

See Before You Buy

Here's What a Real Dispute Letter Looks Like

This is an actual letter from the ClearBill Dispute Kit. Professional, firm, and backed by specific federal laws.

Sample Preview

April 8, 2026

RE: Notice of Billing Errors — Account XXXXXXXX

Dear Billing Department,

I am writing to formally dispute charges on the above-referenced account for services rendered on XX/XX/XXXX.

This dispute is made pursuant to the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692, and applicable state billing regulations.

I have identified the following billing concerns:

• Specific billing error description here

• Second billing concern with documentation

I request the following within 30 days:

1. A corrected itemized bill reflecting accurate charges only

2. Written documentation supporting any charges I am disputing

3. Suspension of all collection activity while this dispute is under review

Please do not report this account to any credit bureau or collection agency while it is in dispute.

What's Included

Everything You Need to Dispute Your Bill

Not a list of PDFs — a complete system for disputing, following up, and escalating until it's resolved.

Ready-to-send letters that work

Professional dispute letter templates citing FDCPA, No Surprises Act, and state billing laws.

Step-by-step instructions — no guessing

A complete guide walking you through every phase of the dispute process.

Follow-up templates if they ignore you

When the billing department doesn't respond, here's exactly what to send next.

Escalation scripts when you need to push harder

Phone scripts and escalation letters for when the first round doesn't work.

Instant download — start today

No waiting. Your complete kit is delivered immediately after purchase.

Act before the window closes

Most billing disputes have a 90–180 day window. The longer you wait, the harder it gets.

The Math Is Simple

The average disputed medical bill drops by $1,000+.
This kit costs $99 — a one-time purchase.

^$99

One-time. Instant download. Yours to keep forever.

⏱ Most medical bills have a 30–60 day dispute window. Don't wait.

Start My Dispute

Secure Checkout 256-bit SSL Professionally Written Letters

📅️ Based on real consumer protection laws. Used by thousands of patients.

All sales final. Instant digital delivery.

Is This Right For You?

This Works For:

Overcharges & Billing Errors

Got a charge that seems too high, or services billed that you didn't receive? That's a billing error dispute.

Duplicate Charges

Same procedure billed twice. Same medication charged on multiple lines. These are the most common hospital billing mistakes.

Insurance Underpayment

Your insurer paid less than it should have, and now the hospital is coming after you for the difference.

No Surprises Act Violations

Received a surprise bill from an out-of-network provider at an in-network facility? Federal law protects you.

Collections & Escalation

Bill already in collections? The Premium kit includes FDCPA collections defense letters to stop harassment and dispute the debt.

Negotiating a Better Deal

Even a valid bill can often be negotiated down. The Premium kit includes a negotiation guide to help you settle for less.

Real Results

People Who Fought Back — And Won

★★★★★

Saved $3,200

"After my surgery I got a $14,000 bill that felt completely wrong. I used the itemized bill request letter and found three duplicate charges. Sent the dispute letter and they knocked off $3,200."

Marcus T.

Charlotte, NC

★★★★★

Saved $4,200

"Got hit with a $6,800 ER bill. ClearBill's letters helped me challenge the Level 5 ER code — turned out it should've been Level 3. Hospital adjusted the bill and removed $4,200 in overcharges."

J.M.

Houston, TX

★★★★★

Saved $800

"I had no idea I could even dispute a bill. The step-by-step guide made the whole thing clear — I knew exactly what to send and when. The hospital removed over $800 in charges and apologized."

Sarah L.

Austin, TX

★★★★★

Bill reduced 40%

"My ER visit ended up in collections before I could even blink. The Premium Kit came with collections response letters that stopped the calls. Then I got the bill reduced by 40%."

David J.

Phoenix, AZ

★★★★★

Saved $1,400

"Found a duplicate CT scan charge on my hospital bill. Used the dispute letter word-for-word and the hospital removed the $1,400 duplicate within two weeks. Couldn't believe how easy it was."

Rachel K.

Denver, CO

★★★★★

100% charity care

"Lost my job and couldn't afford a $9,000 hospital bill. The Premium kit had a charity care application letter. Applied to the hospital's financial assistance program and got the entire bill forgiven."

Angela M.

Atlanta, GA

Got a Medical Bill That Doesn't Look Right?
Here's Exactly What to Send to Lower It.

📄 Your Free Sample: Itemized Bill Request Letter

Three Steps to Dispute Your Bill

Pick Your Billing Situation

Fill In Your Details

Download & Send

Pick Your Billing Issue — We'll Guide You

Billing Error / Incorrect Charge

Overcharge / Inflated Pricing

Duplicate Charge

No Surprises Act Violation

Insurance Underpayment

Sent to Collections

Financial Hardship / Charity Care

Here's What a Real Dispute Letter Looks Like

Everything You Need to Dispute Your Bill

This Works For:

Overcharges & Billing Errors

Duplicate Charges

Insurance Underpayment

No Surprises Act Violations

Collections & Escalation

Negotiating a Better Deal

People Who Fought Back — And Won

Your Bill Could Be Wrong Right Now

Got a Medical Bill That Doesn't Look Right?Here's Exactly What to Send to Lower It.

📄 Your Free Sample: Itemized Bill Request Letter

Three Steps to Dispute Your Bill

Pick Your Billing Situation

Fill In Your Details

Download & Send

Pick Your Billing Issue — We'll Guide You

Billing Error / Incorrect Charge

Overcharge / Inflated Pricing

Duplicate Charge

No Surprises Act Violation

Insurance Underpayment

Sent to Collections

Financial Hardship / Charity Care

Here's What a Real Dispute Letter Looks Like

Everything You Need to Dispute Your Bill

This Works For:

Overcharges & Billing Errors

Duplicate Charges

Insurance Underpayment

No Surprises Act Violations

Collections & Escalation

Negotiating a Better Deal

People Who Fought Back — And Won

Your Bill Could Be Wrong Right Now

Before you go — get your free dispute letter

Got a Medical Bill That Doesn't Look Right?
Here's Exactly What to Send to Lower It.