Starter
Start Disputing Your Medical Bill Today
$49
one-time • instant PDF download
What's included:
- ✓ Itemized bill request letter — forces hospitals to itemize every charge (the most important letter)
- ✓ Billing error dispute letter — FDCPA-compliant
- ✓ Overcharge dispute letter
- ✓ Duplicate charge dispute letter
- ✓ No Surprises Act violation letter — 42 U.S.C. § 300gg-131
- ✓ Insurance underpayment dispute letter
- ✓ Fill-in-the-blank format with instructions on every letter
Instant download after payment
⭐ Most Popular
Full Kit
Everything You Need to Lower Your Bill
$99
one-time • instant PDF download
Everything in Starter, plus:
- ✓ Includes all 6 dispute letter templates
- ✓ Step-by-step dispute guide — 6-phase process from opening your bill to final resolution
- ✓ Bill review checklist — 10 categories of billing errors hospitals hope you miss
- ✓ Escalation phone scripts — exact words for 5 scenarios (denials, billing managers, collections calls)
- ✓ Follow-up letter templates — 30-day no-response letter, denial response letter
Most complete kit for dispute resolution
Premium
The Full Arsenal — Dispute, Negotiate, and Protect Yourself
$149
one-time • instant PDF download
Everything in Full Kit, plus:
- ✓ Includes everything in the $99 kit
- ✓ Collections response & debt validation demand letters — FDCPA § 809
- ✓ Insurance appeal templates — denied claims, pre-authorization reversals
- ✓ Phone call scripts — exact language for billing departments, insurance adjusters, and collections agents
- ✓ Financial hardship / charity care application letter
- ✓ Negotiation guide — how to settle for 40–60 cents on the dollar
Best for large bills or collections notices