80% of medical bills contain errors

Stop Overpaying Your Medical Bill.
Send This Instead.

Professional dispute letters that force hospitals and insurance companies to explain — and reduce — charges you shouldn't owe.

Start My Dispute — $99
Instant PDF download. Professionally written letters based on real consumer protection laws.
80%
of medical bills have errors
$88B
in billing errors annually
$1,000+
average dispute savings

What is the Full Dispute Kit?

It's a PDF with everything you need to dispute a medical bill yourself — dispute letters, a step-by-step process guide, a checklist of errors to look for, and phone scripts for when billing departments push back.

You fill in your name, the hospital's name, your account number, and what you're disputing. Then you send it. Hospitals respond very differently when they receive a formal dispute letter citing the specific laws they're violating.

What's in the Full Dispute Kit

6 professional letters + a system for using them

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Itemized Bill Request Letter

Forces hospitals to itemize every charge. Hospitals often quietly reduce charges they can't justify when asked to explain them line by line.

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Billing Error Dispute Letter

FDCPA-compliant dispute for charges that don't match your records, your insurance EOB, or standard billing practices.

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Duplicate Charge & Overcharge Letters

Two separate letters — one for charges billed twice, one for charges billed at rates higher than your contracted rate.

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No Surprises Act Violation Letter

If you received an out-of-network bill you weren't told about, this letter cites 42 U.S.C. § 300gg-131 and demands compliance.

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Step-by-Step Dispute Guide

6-phase process from opening your bill to final resolution. Includes a 10-category error checklist and what to do if you don't hear back in 30 days.

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Phone Scripts

Exact words for 5 scenarios: first contact, billing manager escalation, insurance adjuster, collections call, and the "pay now or we send it to collections" pressure tactic.

Your bill probably has errors.
Let's find them.

Download the Full Dispute Kit and start sending letters today. Instant PDF. No waiting.

Start My Dispute — $99
📄 Professionally written letters · Instant download